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Simple, Transparent Pricing

Pay Less, Earn More

No setup fees. No monthly fees. No hidden charges. Just straightforward pricing that scales with your business.

No setup fee
No monthly fee
No hidden charges
T+1 settlement
Starter
Perfect for new businesses and small shops
1 %
Capped at ₦500 per transaction
Daily Volume ≤ ₦5,000
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Enterprise
For high-volume businesses and platforms
0.7 %
Capped at ₦100 per transaction
Daily Volume > ₦20K
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Calculate Your Fees
Enter your transaction amount and daily volume to see exactly what you pay.
You Pay
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You Receive
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Your Plan
We Beat Every Competitor
Provider Transaction Fee Setup Fee Monthly Fee Settlement
Wittypay ★ Us 0.7% – 1% ₦0 ₦0 T+1
Competitor A 1.5% + ₦100 ₦50,000 ₦5,000 T+3
Competitor B 1.4% ₦0 ₦0 T+2
Competitor C 1.2% + ₦50 ₦20,000 ₦0 T+1
Everything Included
Every plan comes with the full Wittypay feature set — no paywalls, no upsells.

All Payment Methods

Accept bank transfers, cards, mobile wallets, and USSD — no extra cost.

Fraud Protection

Advanced fraud detection and chargeback management at no additional fee.

Developer-Friendly APIs

RESTful APIs, webhooks, and comprehensive documentation included free.

Real-Time Analytics

Track transactions, revenue, and customer insights in real-time.

24/7 Support

Round-the-clock email and WhatsApp support for all merchants at every tier.

PCI-DSS Compliant

Bank-level security with Level 1 PCI-DSS certification, included for all plans.

Start Accepting Payments Today

No setup fees. No hidden costs. Get started in minutes and only pay when you earn.

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