Wittypay

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Our Story

Empowering Nigerian Businesses

Building the future of payments in Nigeria, one transaction at a time.

Founded

2025

"No Nigerian business should be held back by unreliable payment infrastructure."

From Idea to Infrastructure

Built by Nigerians, for Nigerian Businesses

Wittypay was founded with a simple mission: to make payment processing accessible to every Nigerian business, regardless of size or location.

We recognized that many businesses struggled with complex payment integrations, high transaction fees, and unreliable payment gateways. Existing solutions were built for big corporations — small and medium businesses were left behind. We knew there had to be a better way.

In 2025, Wittypay partnered with PalmPay Limited, a CBN-licensed Mobile Money Operator, to build a payment gateway designed for Nigerian businesses by Nigerians who understand your challenges firsthand.

Today, Wittypay processes over ₦50 billion monthly for thousands of businesses across Nigeria — from small online shops to growing enterprises. Our commitment remains unchanged: transparent pricing, reliable uptime, and unwavering merchant support.

Purpose

What Drives Us

Our Mission

Seamless Payments for Every Business

To empower every Nigerian business with seamless, secure, and affordable payment solutions that drive growth and financial inclusion. We believe that no business should be limited by payment infrastructure.

Our Vision

Nigeria's Most Trusted Payment Gateway

To become Nigeria's most trusted and widely-used payment gateway, known for innovation, reliability, and a merchant-first approach. We envision a cashless Nigeria where every transaction is instant, secure, and frictionless.

What We Stand For

Our Core Values

These aren't just words on a wall — they guide every product decision, every support conversation, and every line of code we write.

Transparency

No hidden fees, no surprises. Just honest, upfront pricing you can plan your business around.

Security

RSA-2048 signed API calls, TLS 1.3 encryption, and CBN-compliant infrastructure protecting every transaction.

Reliability

99.9% uptime with sub-2-second transaction processing. When your business runs, we run with it.

Support

24/7 customer support via WhatsApp that actually responds — real people solving real problems fast.

₦50B+

Monthly Transaction Volume

10K+

Active Businesses

99.9%

Uptime Guarantee

<2s

Average Processing Time

Strategic Partnership

Powered by PalmPay

🏦 CBN-Licensed Banking Partner

Wittypay operates in partnership with PalmPay Limited, a Central Bank of Nigeria (CBN) licensed Mobile Money Operator. This partnership ensures that all transactions are processed through a regulated financial institution, giving you and your customers complete peace of mind.

Through this collaboration, every naira is handled under full regulatory oversight — with the speed and innovation of a modern fintech platform.

Virtual Accounts — unique account number per merchant

Pay via Transfer, Card, Wallet, or USSD

Payouts with T+1 settlement — next business day

Real-time webhook notifications on every payment

🌴

PalmPay Limited CBN Licensed — MMO

Settlement

T+1

Processing

< 2s

Transaction Cap

₦5M

Availability

24/7

Regulated by the Central Bank of Nigeria

Our Team

The People Behind Wittypay

Built by Nigerians, for Nigerian businesses. We're passionate about making payments simple, secure, and reliable.

Ioryem Philip

Chief Executive Officer

Drives the strategic vision of Wittypay, committed to building Nigeria's most reliable and merchant-friendly payment infrastructure.

Amough Terhile

Founder

Conceived and built Wittypay from the ground up with a mission to make digital payments accessible for every Nigerian business, big or small.

Witty's Tech

Support Team

Our dedicated support team ensures every merchant gets fast responses and seamless assistance — available 24/7 via WhatsApp and email.

Ready to Join the Wittypay Community?

Start accepting payments in under 24 hours. No setup fees, no hidden charges.

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